San Francisco        I don’t worry much about asteroids.  It’s not just because it’s light years, perhaps literally, out of my lane and way past any high school courses and subsequent reading would have given me much of a clue.  It’s more in the nature of the old saying, “I got a guy,” which substituted …

            Nairobi            The chair of the Federal Reserve is sending signals everywhere that they will soon be lowering the interest rate because progress is being made on inflation.  One place where that is decidedly not true is in consumer experiences with insurance, whether home, flood, or vehicle.  Without seeing much help coming from state regulators, …