Pearl River The crime is redlining, the pernicious policy of banks discriminating against lower income and minority communities particularly in mortgage lending. And, yes, despite passage of the Community Reinvestment Act (CRA) and the Home Mortgage Disclosure Act (HMDA) not only is redlining still happening, but the impacts of its history are still having …
Mixing Income Classes is Now in Session
New Orleans Economist Raj Chetty, his crew and colleagues, have been making big news in that subset of folks who care about social mobility and social capital, which are kind of fancy names for moving up the income ladder and how you successfully navigate in the real world or are stuck along the …
Plans A and B on Student Loans
New Orleans No one can say that the Biden administration is not serious about student debt relief and more equitable access to education. This was all made very clear with his earlier proposal to cancel up to $20,000 in federal student debt, pretty much across the board. That proposal has been stalled in …


