Pearl River If you are smugly enjoyed the Congressional meltdown of the Republicans and are wondering what new hellscape will be coming from their quarter, while still sleeping peacefully at night thinking, “how bad can it be, the Senate” will stop them, then walk away from what I’m about to share. Finian O’Toole, the Irish …
Redlining is Still a Big Issue, City National Bank in Los Angeles is an Example
Pearl River The crime is redlining, the pernicious policy of banks discriminating against lower income and minority communities particularly in mortgage lending. And, yes, despite passage of the Community Reinvestment Act (CRA) and the Home Mortgage Disclosure Act (HMDA) not only is redlining still happening, but the impacts of its history are still having …
Mixing Income Classes is Now in Session
New Orleans Economist Raj Chetty, his crew and colleagues, have been making big news in that subset of folks who care about social mobility and social capital, which are kind of fancy names for moving up the income ladder and how you successfully navigate in the real world or are stuck along the …


