Pearl River As it becomes harder to get loans to buy homes, borrowers are increasingly looking for alternatives, including non-traditional, unguaranteed, noncomforming mortgages. The Wall Street Journal notes that in 2025, such loan originations rose from less than 1% in 2020 to almost 6% of total mortgages in 2025. Should we worry? Maybe, they …
Category: Housing
Home Insurance Scores the Credit
New Orleans Are you kidding me? How can this be true? It turns out that home insurance companies in many states are not basing their premiums solely on the actuarial risks of your home, as much as they are on your personal credit history and credit scores. How did we all not know …
Section 8 is an Endangered Lifeline for Lower Income Tenants
New Orleans Section 8 is the key housing assistance support for lower income tenants in the United States. As public housing has been gutted over the last generation, the only real lifeline for lower income tenants has been Section 8. The waiting lists for such vouchers are extensive in city after city. Even with …


