National Eviction Crisis Finally in the Headlines

New Orleans    In the ACORN Home Savers Campaign we’ve learned a lot about the contemporary issues for lower income families struggling with the potentially predatory nature of land contracts as a route to home ownership, but in doing the organizing we have been constantly confronted with the reality that the real trigger for forcing people into these arrangements is the shortage of affordable rental units and the soaring eviction rates.  Thanks to a mammoth data project spearheaded by Matthew Desmond, author of the critically important book, Evicted, in 2017, and now a sociologist at Princeton, we now have some snapshots at how broadly distributed this crisis is in various parts of the country.

Desmond and his team looked at 83 million property records, and where the data was accessible, they found over 900,000 records of evictions.  His book focused on families in Milwaukee.  In truth the rates are high in that city and many other urban corridors, but they don’t lead this terrible league.

A map in the New York Times demonstrated the horror that lower income tenants are facing particularly in the Southeast and Midwest.  The majority of counties in South Carolina were in the highest percentile with Columbia the capital ranking number eight in the top ten cities in the country with the highest rates of eviction at 8.2% and North Charleston, South Carolina claiming the dubious title of number one with a rate that doubled Columbia’s at 16.5%.  North Carolina was hardly an improvement with most of its counties in the dark zones as well.  Virginia was right there in the bad zone alongside the Carolinas.  Greensboro, North Carolina was their only city with over 100,000 population in the top ten at number seven, while Virginia scored across the board with Richmond in the second slot with an 11.4% eviction rate, Hampton in third place at 10.5%, Newport News in fourth with 10.2%, Norfolk in sixth with 8.7%, and Chesapeake in the tenth spot with 7.9%.

Add northwestern Alabama counties as well as Mississippi counties south of Memphis, in the Delta, and along the Gulf Coast, and if you’re a lower income tenant you need to leave Dixie behind.  Statistics weren’t available, probably because they were either not recorded or not accessible online in Kentucky, Tennessee, Arkansas, Louisiana, and Texas, but looking at the map in Oklahoma, I’d put money on the fact that they would give the rest of the south a hard run in the terrible eviction rate sweepstakes.  Tenants shouldn’t move to the Midwest though either.  Michigan is part of the new south in this sense and West Virginia and parts of Indiana and Ohio were ugly as well.  Warren, Michigan managed to make the top ten list of evictor cities with an 8.1% rate for the ninth spot.

Everyone knows that these numbers are an undercount.  Tenants falling behind often just move.  Landlords are able to evict far more tenants without legal action just with a note on the door or a call for the last month’s rent to be paid.  In some states the law encourages court evictions because predatory landlords can lard up fees and fines by using the court as their collector.  Federal Reserve studies have indicated that eviction rates in corporate properties put Atlanta in the lead with an eviction rate over 22% and Detroit, Memphis, and similar cities relative pikers in corporate evictions at over 8%.

So, the data is now under-girding what organizers find daily on the doors.  That’s good news.  Whether or not anyone, high or low, is willing to try and do something about supporting lower income families in affordable rental housing either under law or public policy is a longshot though.

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Building a Fighting Force to Stop Evictions and Win Affordable Rents

ACORN Bristol

New Orleans    Tenancy is rising, and it’s expensive. People are being pressed up against the walls. The old rule of thumb that rent and housing costs should not be more than 30% of income, similar to the old Brooke Amendment named after the legendary African-American Senator from Connecticut, has long been in ruins.

This is a global issue.

ACORN affiliates in Scotland amassed to fight evictions in both Glasgow and Edinburgh in recent weeks. ACORN in Bristol is currently involved in a rent strike and has beaten back numerous evictions.

When we were recently in Detroit, we met with a very active and effective organization there called the Detroit Eviction Defense. The group meets weekly and was diversely populated with younger activists, retired union professionals, lawyers, former journalists, professors, and of course tenants. The actions and victories on their website is impressive.

Evictions are a growing issue.

Researchers, Joshua Akers and Eric Seymour in Detroit shared with us soon to be published data on evictions which were eyeopening to us. In a data set they had accumulated over the decade between 2005 and 2015, these University of Michigan whizzes had separated the nearly 7500 contract “purchases” from the total of 80,000 total acquisitions involving tax delinquency or foreclosure auctions. Although we had thought a primary part of the business model for contract pushers was evictions and indeed they generate more, but it was a matter of degree at 1 out 3 compared to 1 out of 4, between the two, with both at outrageous levels.

A paper by the researchers connected to the Federal Reserve Bank in Atlanta, led by Flora Raymond (and shared with us by our wolverine comrades) notes that Atlanta is out of the box compared with other cities and no small part of this issue is driven by the increased corporate ownership of rental units and businesses that make evictions and the collection of late fees a fundamental part of their business model, similar to the recent news reports of the Kushner operation’s methods in the Baltimore area. The paper notes that,

In Fulton County, an average of 107 eviction notices are filed each day, for a yearly total equal to 22 percent of all rental households. In Milwaukee … 16 percent of all rental families are evicted. A similar rate occurs in Fulton County, where 15 percent of all rental households are evicted. Eviction rates are highest among multifamily rentals, but they are also prevalent in single-family rentals. We find that large corporate owners in the single-family rental business are more likely than small landlords to evict tenants, even after controlling for parcel level and neighborhood-level factors.

Our Home Savers Campaign is finding that our members are frequently entering the predatory land installment contracts not because they are wide-eyed about becoming home owners, but even more frequently because they are desperate for affordable housing regardless of condition, if they think they can manage the lower monthly payments, regardless of the predatory scam.   Something is happening here, Mr. Jones!

It’s been widely reported and at the grassroots level, painfully realized, but Raymond and her co-authors state it plainly,

The number of renters with high housing cost burdens has reached record levels in the United States. Over 21 million households spend more than 30 percent of their income on rent; 11 million of those spend more than 50 percent, which is considered severely cost burdened. Much of the increase in households reporting housing insecurity can be attributed to soaring rents as demand for rental housing climbs (Joint Center for Housing Studies of Harvard University, 2016).

Add it up and the numbers are staggering. About 27,000 evictions in Atlanta’s Fulton County every year, and eviction rates in Milwaukee at 16%, Chicago 7%, Cleveland 11%, and the beat goes on and the family and community tragedy it represents increases. Take 21 million paying more than 30% of income on rent and another 6 million contract buyers, and millions of renters facing the street over and under these figures who are facing eviction, multiply them by all members of their households, and we have a huge constituency that would seem to be ripe for both organization and action.

Like the old buffalo hunters, I’ve got my ear to the ground to see if I can hear a movement coming.

Please enjoy Blackleg Miner by Offa Rex (The Decemberists & Olivia Chaney).

Thanks to KABF.

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