Payday Lending is All About the Pyramiding the Loan, not the Payday

ACORN ACORN International Citizen Wealth Financial Justice

Little Rock   With the admissions that the bigger-than-God-and-government banks are skimming gazillions in profits from predatory payday loans, some welcome sunlight is shining on the dark caves of financial services for workers trying to stretch the money to make the month or deal with emergencies.  The Pew Research Center released a report on some of the …

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Part of the Point of Minimum Wage Increases is the Bump up from Wage Compression

Citizen Wealth Financial Justice National Politics

New Orleans    In the continued dumbing down of the Rupert Murdoch Wall Street Journal as it builds its platform for the far right, a new low was reached in the discussion of minimum wages as Richard Berman, now touting for the Center for Union Facts (sic).  In a piece entitled, “Why Unions Want a …

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Big Bank’s Hands in Payday Lending Not Just On the Drafts

ACORN Citizen Wealth Financial Justice

New Orleans   In an excellent piece the Times looked at the gross profiteering on the major to-big-to-fail bailout banks like Wells Fargo, Chase, and Citibank and their unseemly and immoral role in fleecing the hapless lower income customers of payday loans through their bank draft procedures.  By hitting accounts repeatedly, even when already recognizing overdrafts, …

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