Some Affordability Finally Coming to Mortgage Lending but Is Fraud Protection Enough?

Foreclosure

New Orleans    The new Consumer Financial Protection Bureau (CFPB) released its outline of new mortgage lending rules that will take effect in 2014.  The new rules are interesting, though in some ways not reassuring. After years of arguing with big banks and subprime houses that “affordability” had to be the key test regardless of all …

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Soft Case for Home Ownership: Forced Savings/Low Interest Rates

Citizen Wealth Community Organizing Financial Justice Foreclosure Ideas and Issues

New Orleans        Dueling columns in the Times smashed the drunken or doped spin of the Realtors Association trying to claim that the housing market was “back” and in the “Your Money” section made a soft and shrugging case for home ownership: “Indeed, many people who are buying at the moment are locking in mortgage …

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