Bits Along the Road

Manchester     Two words heard regularly in the UK are “sorted” and “bits.”  Sorted makes sense in a way.  Get organized, straighten out, arrange in place, whatever, to sort something is to put it right, and the term is ubiquitous.  Almost as common is a reference to “bits” with is a catchall for a miscellaneous everything from a to-do list to random things that of course need to be sorted.  On the trains in the United Kingdom there is an announcement along with posters in every station about keeping your eyes open for things that are out of sort with the slogan “see it, say it, sort it” as a promise that that the authorities will take care of the matter.

One thing that is no longer sorted in the UK is the notion of being able to count on the trains running on time. Our crew left wildly early for airports back to the US, Canada, and France on the assumption that the trains would be late, not timely.  Going from Heathrow through Reading a train scheduled on our itinerary simply disappeared and remains, what can I say, but unsorted.  A larger surprise was showing up to buy train tickets in advance in Cardiff and being told to get to the station for the first train and hope for the best, they were unsure on that Sunday when or if trains would be running at all.  That was disconcerting!

Talking to information we learned about both the continued power of the railway unions on the Great Western line as well as the wild popularity of the World Cup.  We were advised on the down-low that the real problem was that some 75% of the train conductors had called off for that Sunday in expectation that England would prevail against Croatia and be in the Cup final.  The GWR was unclear if they would have enough trainmen to run more than a quarter of their routes, so for anyone trying to get a plane out of London or go anywhere else, that might just be too bad, but nothing management could do about it.  As it developed, England lost to Croatia and then again on Saturday to Belgium, though everyone was measured in their disappointment, not having believed they would get so deep in the tournament, for soccer-clueless travelers with no horse in the race, we got there early and waited to be rewarded with trains running both to London and Manchester.

In Manchester finally, I learned that unions have hunkered down to organize home health care workers which sounds about time.  Another organizer told me about the Wisconsin-style rules that force the public workers union to have to climb a huge mountain to poll 50% of the eligible workers in favor of a strike vote.  Failing to do so has stuck such workers with a 1% increase annually for almost a decade of austerity.  In cities like London the minimum wage guaranteed would only leave 20% left over to live after paying the average rent of over 800 pounds.  Meanwhile the government in a private-public partnership is spending billions on a high-speed train proposed from Manchester to London which would save perhaps 15-minutes of travel time.

There are a lot of bits that need to get sorted.

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Some Good News for Low-Income Families Hoping for Homes in Cincy & Detroit

New Orleans       For lower income and working families in these days of escalating rents and no money flowing in the credit deserts, the old saying that if it “weren’t for bad news, there wouldn’t be any news at all” feels too much like an everyday story.  In Detroit and Cincinnati recently, there was some good news that should create some hope for some families trying to keep homes out of foreclosure or buy homes through installment land contracts.

The Detroit story is a hard one to get your arms around, like so many things in Detroit.  The topline is that a suit led by the ACLU reached a settlement with the City of Detroit that may allow some families to stay in their homes.  As the Detroit News summarized,

The ACLU sued the city in Wayne County Circuit Court two years ago over how it administered the state-mandated property tax break for the poor, arguing it was inaccessible to the vast majority of homeowners who were needlessly losing their homes to foreclosure.

To be clear, the city didn’t allow lower income families to get the property tax exemption approved in state law and instead tallied the delinquent property taxes for several years and then after being in arrears for more than three years, foreclosed on the houses and put them up for sale at tax auction.  Nothing pretty about that story.  It’s almost a Ripley “believe or not” tale.

The settlement forces the city to have to step up.  As the Detroit News reports:

Under the plan, a group of homes headed to this year’s fall tax auction will instead be bought by the city and sold to owner-occupants who prove they qualified for the city’s poverty tax exemption, which lowers or eliminates tax bills.

All good so far, though it gets tricky.  Families that can prove that they were wronged have to buy back the homes for $1000, which, frankly, I don’t understand at all.  The money they say is going to come from private foundations.  The whole affair is being administered by some fantastic folks the ACORN Home Savers Campaign was privileged to meet earlier in the campaign at the United Community Housing Coalition.  UCHC has already qualified about one-hundred families.  There are more than 4000 homes scheduled for the fall auction with over 2000 occupied by owners or renters, so of course there is concern that there may be more people trying to win justice under the settlement than there is money available from foundations, but fingers crossed.  This is still good news and the city can’t claim to be protecting home owners from foreclosure even while cheating them earlier so I’m sure there will be a fix if there’s a shortfall.

In Cincinnati, an ordinance was passed unanimously to assure that any house offered under an installment land contract had to first establish that it was up to code.  Given the history of how companies have operated there, this is also a good step forward.

In both cities these are steps forward and offer hope of more progress for lower income tenants, potential homeowners, and existing homeowners in the future.

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