New Orleans The Community Reinvestment Act (CRA) was passed in 1978 banning racial discrimination in lending. The Home Mortgage Disclosure Act (HMDA) was passed as well, forcing banks to supply the data on where they approved mortgages and the racial and ethnic information on the borrowers. Reporting and enforcement is under the jurisdiction of the Federal …
Month: October 2015
Is there a National Tenants’ Union in Britain’s Future?
New Orleans It was impossible to go anywhere in the United Kingdom without hearing of the woes of tenants and the escalating housing crisis that has gripped young families, workers, and pretty much anyone but the big whoops, particularly outside of the north of England. Stories abounded. Rents being paid for pantries and garden sheds. Dozens …
Keeping Politics Weird
London Going to Austin, Texas from time to time, you still see bumper stickers and window signs in this huge, boomtown that still say, “Keep Austin Weird.” At least with politics there’s no need for a bumper sticker, because these days it seems all about making sure politics is weird. In the United Kingdom, the …