New Orleans The US government says that in 2023, through various intermediaries, they will insure mortgages as up to one-million-dollars for the first time. Wow, that’s a big number, way out of reach for most of our neighborhoods! In low-and-moderate communities the issues are insuring mortgages, accessing loans, soaring interest rates, stringent deposit …
Category: Housing
Hotlanta, No Longer a Place for Black, Brown, and Poor?
Pearl River Atlanta bills itself as the Queen City of the South, an international hub with perhaps the world’s busiest airport, multiple corporate headquarters, and more depending on the day of the week, and where it can make a buck. Inarguably, it’s a great city that in recent years has grown like topsy. The …
School-Violence-Poverty Index Might Unlock Opportunity Bargains
Pearl River I approach so-called “opportunity indexes” with a heavy dose of skepticism, largely because I worry about an urban strategy that dilutes concern for the whole community by carving out islands for special treatment. This has been the bane of community development corporations, focusing on specific neighborhoods or areas, and, despite attracting …


